Saratoga Springs, NY -Theresa Carmel Grey, 81, passed away suddenly from pneumonia on March 31, 2015. Born on September 2, 1933 in Greenwich, CT, she was the daughter of late P.J. and Nora Munnelly Hegarty; the original proprietors of Hegarty Bar and Grill in Greenwich. Carmel graduated from Greenwich High School in 1953 and then graduated from St. Vincent's Hospital School of Nursing in Bridgeport. Carmel married F. William Grey on December 29, 1955 and they lived in Fort Sill, Oklahoma where Lt. Grey was stationed. After completing his service in the Army, they moved to Greenwich, CT. Through Bill's career in insurance, the family lived in Burlington, MA, Woodbridge, CT, Basking Ridge, NJ, and Baie-D'Urfe, Quebec. After retirement, they moved to Columbia, SC, and after Bill's death in 2002, Carmel relocated to Fort Mill, SC. She was very proud of her decision to purchase a new home and was the first resident of the new development. Carmel raised her three boys while also working as a nurse at the New Haven ER, VA Hospital, Liberty Corner, NJ and at Chubb and A.I.G as a nurse claims adjuster. Later in her life, she enjoyed being a docent at the McKissick Museum, painting and playing tennis. In addition to her husband and parents, Carmel was predeceased by her brothers, John Desmond and Gerald Eamond Hegarty and grandson Billy Grey. She is survived by her sons, Kenneth(Cheryl), John and Christopher(Kim); three sisters, Sheila Zadd of Vienna, VA, Madeline Vincent Foley of Penney Farms, FL and Patricia Ford of Georgetown, TX and her granddaughters, Mary, Polly, Audrey and Lauren. Relatives and friends may call from 4 to 6 pm Monday, April 6, 2015 at the William J. Burke & Sons/Bussing & Cunniff Funeral Homes, 628 North Broadway (518-584-5373). A Mass of Christian Burial will be celebrated at 10 am Tuesday, April 7 in St. Clement's Church, 231 Lake Avenue, Saratoga Springs. Burial will be private at the convenience of the family. Contributions in Carmel's memory may be made to Team Billy, 38 Fifth Avenue, Saratoga Springs, NY 12866 or National Brain Tumor Society, 55 Chapel Street, Newton, MA 02458. Online remembrances may be made at www.burkefuneralhome.com.